Commercial Banking


Regular Savings

Minimum deposit to open account -- $50.00

  • Our regular savings account pays daily interest compounded quarterly.
  • A balance of $50.00 must be maintained at all times for interest to be paid to the account.
  • There will be a $2.00 charge per withdrawal in excess of 3 per quarter.

If the account balance falls below $10.00, there will be a $5.00 service charge. A maximum of six withdrawals a month to keep Savings Account Status.

Super NOW

This account requires a minimum balance of $1,000.00; if the balance falls below $1,000.00, there is an $8.00 service charge.

There is no charge for the first twenty checks written, but those in excess of twenty are 10¢ each.

Hy-Fi Money Market

This account requires a minimum initial deposit of $1,000.00; if the balance fall below $1,000.00, there will be an $8.00 service charge.

Restrictions include: Only six checks and preauthorized transactions allowed per statement cycle. However, there is no limit to the number of transactions handled directly by the customer in the bank.

Investment Money Market

Same features as our Hy-Fi Money Market, except interest is paid on a tiered scale.

  • $50,000.00+
  • $10,000.00 to $49,999.00
  • $1,000.00 to $9,999.00

Health Savings

A special account owned by an individual where contributions to the account are to pay for current and future medical expenses. There is unlimited check writing with no service charge.


Merchants & Business Checking

A Monthly service charge of $5.00 plus 10¢ per check, and 10¢ per credit on minimum balance.

Merchant Deposit Capture

With Merchant Deposit Capture, the bank is never any farther away than your computer. It is like bringing our teller window to your business. Capture money orders, consumer checks, cashier's checks and commercial checks electronically with a secure, accountable check processing system.



The Bank of Star City offers a variety of loans to fit most of your borrowing needs. The following is a short list of loan types:

  • Operating Loans
  • Business Equipment
  • Inventory
  • Commercial Real Estate